I was trying to get rid of my brother's tent, Tom Nook said he had to own a house on the island before i could delete him. I upgraded his house, but i did not pay off the loan, I think that was my mistake. I thought i was good to delete his user profile off my switch so i did. I tried to remove the house again and was told that he still doesnt own a house. So now there's a house on my island that I cant move or pay off. Can I fix this or am I gonna have to start over and lose 530 hours worth of work?